Terms and Conditions

1. About these terms

These terms govern the website and learning experiences offered under The Illuminator Movement brand by Samantha J Consulting (ABN 98 663 934 968) at Forest Glen QLD 4556, Australia. By creating an account, purchasing a programme or using the client portal, you agree to these terms.

These terms are governed by the laws of Queensland, Australia, and the courts of Queensland have jurisdiction over any dispute. Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law that cannot lawfully be excluded, restricted or modified.

2. Programmes and enrolment

Online enrolment is available for Forged, Business For Impact, The Illuminator Academy and Illuminator Business School. The programme page and selected checkout option describe the offer, price and any included bonuses. Other offers may require an application or invitation.

Clients create an account before paying. Programme access is associated with that account and the programmes purchased. Keep your account details private and contact us if you need help accessing your purchase.

3. Prices and payment plans

Programme prices are displayed in USD. Check the selected payment option before completing a purchase: a payment plan can have a different total from the pay-in-full price. Payments are processed through Stripe.

The Academy payment plan comprises 10 weekly payments of $250. The Business School payment plan comprises 4 monthly payments of $2,500. These are fixed payment plans, rather than indefinite recurring memberships.

A payment plan is a commitment to pay the full plan total. It is not a subscription you can cancel partway through. If you miss or refuse a payment, your portal access will be revoked until the payment is made. If you continue to refuse to pay, the outstanding balance may be referred to our legal team or a debt recovery agent to recover the costs, and you may be liable for reasonable recovery costs.

Completing the payment plan restores and keeps your programme access in line with the access terms of your programme.

4. No refunds, no cancellations

We have a strict no-refund policy. There is no refund window. Once you pay, you do not receive a refund — including for change of mind, change of circumstances, or deciding not to complete the programme. Please choose carefully and contact us with any questions before you purchase.

This policy applies to pay-in-full purchases and to every instalment of a payment plan. It operates to the maximum extent permitted by law and does not limit any non-excludable rights you have under the Australian Consumer Law, such as a remedy for a service that fails to meet a consumer guarantee.

5. Learning materials and participation

The portal provides programme lessons and resources. Proposed use terms for owner review: materials are for the enrolled client's learning; do not resell, publicly distribute or share access to paid content without permission. Downloadable resources may have their own stated sharing or printing permissions.

The programmes offer education and reflection on leadership, business and biblical stewardship. This draft does not promise a particular revenue result, business outcome or spiritual outcome. Any final professional-advice disclaimers and participation rules require legal review.

6. Privacy and external services

See our Privacy Policy for information about accounts, purchases and website forms. External services such as YouTube, WhatsApp and payment providers have their own terms and privacy notices.

7. Contact

For programme or policy questions, contact info@samanthabrunskill.com. This is the published contact for Samantha J Consulting.